The confidentiality of your personal information is very important to us at Mifflinburg Bank & Trust Company (referred to as “we”). To ensure that you are properly protected, we have standards in place for the collection, retention, and use of all information we obtain. Our standards, as outlined below, apply to all employees, officers, and directors of Mifflinburg Bank and Trust Company, and its affiliates.


FACTS WHAT DOES MIFFLINBURG BANK & TRUST DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Payment history
  • Mortgage rates & payments
  • Overdraft history
  • Credit history
How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer' personal information; the reason Mifflinburg Bank &Trust chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Mifflinburg Bank &
Trust Share?
Can you limit
this Sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our Marketing Purposes -
To offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
Information about your transactions and experiences
No We do not share
For our affiliates' every day business purposes -
Information about your creditworthiness
No We do not Share
For our affiliates' to market to you Yes Yes
For non affiliates to market to you No We do not Share
To Limit our Sharing Call: (570) 966-1041 or Toll Free 888-966-6282
Visit us online : www.mbtc.com or
Mail the form below
Please note:
Of you are a new customer, we can begin your information [30] thirty days from the date we sent this notice. When you are no loner our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing.
Questions? Call (570) 966-1041 or Toll Free 888966-6282 or go to our web site @ www.mbtc.com
Cut Here
Mail-in Form
Leave Blank OR

If you have a joint
account , you choice(s)
will apply to everyone
on your account
unless you mark below.

O Apply my choices
only to me
Mark any/all you want to limit
O Do not share my personal information with other financial institutions to jointly market to me.
O Do not allow your affiliates to use my personal information to market to me.
Name_____________________________________________

Address __________________________________________

City, State, Zip ____________________________________

Account #_________________________________________
Mail to:
Mifflinburg Bank & Trust
Compliance Dept.
P.O. Box 186
250 E. Chestnut St.
Mifflinburg. PA 17844
PAGE 2

What we do
How does Mifflinburg Bank & Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measure that comply with federal law. These measures include computer safeguards and secured files and buildings
How does Mifflinburg Bank & Trust collect my personal information? We collect personal information, for example when you:
  • Open an account
  • Apply for a Loan
  • Apply for Financing
  • Provide your mortgage information
  • Give us your contact information
We also collect your personal information form others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing Federal Law give you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you
State laws and individual companies ma give you additional rights to limit sharing.
What happens when i limit sharing for an account I hold jointly with someone else? Your choices will apply to all owners of your account - unless you tell us otherwise
Definitions
Affiliates Companies related by common ownership or control. they can be financial and non financial companies
Our Affiliates Include:
  • Investment Services
  • Insurance Services
  • Holding Companies
Non Affiliates Companies not related by common owner ship or control. They can be financial and non financial companies. Mifflinburg Bank & Trust does not share with non affiliates.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products to you
Our Joint Marketing Partners Include:
  • A credit card company
Other
No Action is necessary unless you are choosing to opt out of receiving marketing information from our affiliates or other financial companies. If you have already informed us of your choice to opt-out, you do not need to do so again.