Skip to main contentor please stop by one of our convenient locations.
CONTACT WHY CHOOSE MBTC CAREERS LOCATIONS & ATMS
Whether you are looking for points, cash back or an extended introductory rate, we have you covered.
If you are having trouble choosing, let us help you pick a card based on your total monthly spending and the rewards you will receive.
Help me pick a card
Already have a credit card? Log in or enroll to access your account.
Save on interest and pay down your other credit card balances faster with an extended introductory rate.
Special Offer: 0% APR (annual percentage rate) for the first 20 billing cycles on purchases and balance transfers.
Learn more and apply
Earn 1.5 points for every $1 you spend on eligible net purchases.1 No cap or limit on the points you can earn, and you have 5 years to redeem points for rewards.2 2,500 bonus rewards points awarded after first purchase,3 redeemable for $25 cash back, merchandise, gift cards or travel savings.
3% cash back on the first $6,000 in eligible net purchases made each year at gas stations.5 2% cash back on supermarket net purchases. 1% cash back on other everyday net purchases. No limit on total cash back that you can earn, and you have 5 years to redeem cash back.2 $25 cash back reward bonus after first purchase.3
4 points per $1 spent on eligible net restaurant purchases.6 3 points per $1 spent on eligible net airline purchases. 2 points for every $1 spent on eligible net gas station purchases. 1 point for every $1 spent on all other eligible net purchases. No caps or limits on the points you can earn, and you have 5 years to redeem points for rewards.2 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back).3 No foreign transaction fees.
An excellent card to help build or re-establish credit history.7 Simply open a secured savings account that is pledged as security for your credit card account.
To report a lost or stolen card, call 800-236-2442.
1 You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).
2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3 Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.
4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
5 Rewards points: You will earn 1 reward point ("Point") for each dollar of eligible net purchases charged to your account during each billing cycle. Net purchases are purchases minus credits and returns. You will also earn 1 additional point (for a total of 2 points) for each dollar of net purchases charged to your account during each billing cycle at merchant locations that are classified in the merchant category code of supermarkets. The number of additional points earned on supermarket purchases is unlimited. In addition, you will earn 2 additional points (for a total of 3 points) for each dollar of net purchases charged to your account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12 month period commencing on the anniversary date of this account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12 month period) will earn at a rate of 1 point for each dollar of net purchases charged to your account during each billing cycle. Merchants are assigned category codes by American Express based on what they primarily sell. A purchase will not earn additional points if the merchant's code is not in an eligible category. We do not determine the category codes that merchants are assigned, but we do reserve the right to determine which purchases qualify for additional points. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn additional points. A purchase may not earn additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet to make the purchase. The number of points that may accumulate in any monthly billing cycle for your account is unlimited.
6 Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant.
7 Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated, and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.
© 2020 Mifflinburg Bank & Trust Co. All rights reserved.
The website you have selected is an external one located on another server. Mifflinburg Bank & Trust has no responsibility for any external website. We neither endorse the information, content, presentation, or accuracy nor make any warranty, express or implied, regarding any external site.
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.