Personal Checking

We know life can get complicated. We want your checking to be simple. Opening an account is easy.

Additional Features and Benefits

No minimum activity requirements
No minimum balance service charge
Free online/mobile banking – including Bill Pay
Free e-statements & check images
Free safe deposit box for 1 year
Free MoneyPass® ATM access (over 40,000 nationwide)
Free 24-hour automated telephone banking
Free overdraft privilege
Tiered interest rates
Benefits Plus® membership
Free Card Suite Lite mobile app to control the security & purchases of your debit card 

Additional Bank Services

Quality Customer Service – We take great pride in our friendly, personable customer service because we believe our customers deserve the best.

Direct Deposit – Have your money deposited directly into your checking or savings account – no trip to the bank necessary.

E-Statements with Check Images – View your bank statement and images of cleared checks electronically on the first business day following the end of your statement cycle.

Safe Deposit Box – Our fireproof safe deposit boxes are available in a variety of sizes at select office locations. Contact us for fees and availability.

Automatic Transfers – Set up automatic transfers for reoccurring payments or scheduled deposits into your savings. Your checking account will do the work for you, so you have one less thing to worry about.

CD File Storage – You can receive a full year of your complete checking account history on an easy-to-use CD to search for specific transaction amounts, dates and check numbers.

Notary Services – Have your documents notarized in select MBTC offices.

Consolidated Statements – Simply receive one statement for all your loan and deposit accounts with MBTC.

Night Deposit Box – Available 24-hours a day, our night deposit boxes are a convenient and secure way to deposit your money.

Stop Payment Orders – In the event you wish to stop a check from being paid, we can issue a stop payment order.

Wire Transfers – Quickly and securely move your money domestically or internationally. Find incoming wire instructions here.

Overdraft Privilege – Protect yourself from having your purchases returned in the event of an overdraft.

Overdraft Protection Plans – Protect your account from being overdrawn and from incurring a fee with an overdraft protection plan.

To get the most out of your overdraft privilege to cover your ATM and debit card transactions, you must opt-in by calling 888-966-MBTC (6282) or by speaking with a bank representative at one of our offices.

Contact us for more information on the services listed above.

Locations & Hours