If you have overdraft privilege on your checking account...Did you OPT-IN? 
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, OPT-IN by calling an MBTC Call Center Representative at 570-966-1041 or 888-966-6282; stop in at a local branch to verbally authorize us; or if you're an online banking customer submit an online message.

Benefits Plus® Online Checking

Discover all you're entitled to! An online checking account packaged with premium benefits available online only. No minimum balance required ($25 minimum deposit required to open the account.)

  • Full Access to Benefit's Plus® Discount Program
  • Complementary Bill Pay (limited to 20 monthly transactions)
  • Complementary – 5 foreign ATM transactions per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • Complementary - 1st order of checks (Specialty checks only)
  • $500 overdraft privilege available
  • E-statements Required
  • Monthly Service Fee $2.95

 Online Checking

A FREE checking account packaged available online only. 
No minimum balance required ($25 minimum deposit required to open the account.)

  • No Minimum Balance or Annual Fee
  • No check or per item fees
  • FREE – 5 foreign ATM transactions per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • FREE - 1st order of checks (Specialty checks only)
  • $500 overdraft privilege available
  • E-statements Required

Free Checking
The checking account with optimal convenience and accessibility.
($25 minimum deposit required to open the account.)
Primary One Checking

A full featured traditional checking account.

  • No monthly service charge for customers maintaining one of the following:
    - monthly direct deposit  or $500 minimum balance
    - $1000 minimum balance in a MBTC savings account
  • 30 checks maximum per monthly cycle (.20¢ each over 30)
  • $500 overdraft privilege available
  • E-statements
Premiere One Checking
A FREE, interest earning checking account for customers 55 and older.
($25 minimum deposit required to open the account)
  • Competitive interest rate paid on all balances*
  • No minimum balance required 
  • No monthly service charge
  • No per check or per item fees
  • $1,000 overdraft privilege available
  • FREE Checks (Limited Styles)
  • Free stop payments (Limited)
  • E-Statements 
    - *Account Balance Tiers:
    - $0 - $4,999
    $5,000 - $49,999
    $50,000 or More
Student One Checking

A feature rich account for college or high school students.

  • No minimum balance requirement 
  • No monthly service fee or annual fee
  • FREE - First order of checks (Specialty Style Only)
  • FREE – 5 foreign ATM withdrawals per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • FREE – 5 checks processed per statement period ($0.50 per in excess)
  • UNLIMITED (FREE) Transactions - Point of sale, ATM, ACH, phone transfers, MBTC online transfers
  • E-statement Required
Value One Checking

A high value, full featured, interest earning checking account.
($25 minimum deposit required to open the account)

  • UNLIMITED (FREE) Transactions - Point of sale, ATM ACH, phone transfers, MBTC online transfers
  • Interest earned according to balance tiers*
  • No monthly service charge 
  • Minimum balance maintained of $1,000 per statement cycle. --- $5 service charge per month if balance falls below minimum. 
  • 30 checks allowed per monthly statement ($0.20 per in excess)
  • $1,000 overdraft privilege available
  • E-statements Available
    - *Account Balance Tiers: 
    - $0 - $4,999
    $5,000 - $49,999
    $50,000 or More
Money Market Account

Our Money Market Accounts pay a higher interest rate and have the convenience of limited check writing accessibility.

  • Interest compounded monthly. 
  • Free 6 withdrawals per statement cycle ($10 per in excess of 6) Only 3 withdrawals by check
  • Requires $2,500  minimum  balance to avoid monthly service charge.
  • $1,500 overdraft privilege available  
Money Market Premium Rate Account (Requires 2nd MBTC Checking Account)

A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability.  

  • Interest compounded monthly
  • FREE – 6 withdrawals, 3 may be checks, per statement cycle ($10 per in excess)
  • FREE Online Banking
  • FREE Internet Bill Pay (limited to 20 monthly transactions) from 2nd MBTC Checking Account
  • FREE Benefits Plus® Discount Program membership
  • E-statements  or $2.00/month  Paper Statements
  • Requires $5,000 minimum balance to avoid monthly service charge.
  • $1,500 overdraft privilege available 

 

For complete details Contact Us Now at any of our office locations , or call toll free 1-888-966-6282.


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