NEW!
Benefits Plus® Online
Online Free Primary One Premiere One
(age 55+)
Student
One
Value
One
Money
Market
Money Market
Premium Rate
Minimum Balance 0 0 0 $500 0 0 $1000 $2500 $5000
Monthly Fees $2.95 No No No No No No No No
Interest Paid No No No No Yes No Yes Yes Yes
Overdraft Privilege Yes Yes Yes Yes Yes Yes Yes Yes Yes
Online Banking Yes Yes Yes Yes Yes Yes Yes Yes Yes

Bill Pay
Included Optional $4.95 
a month
Optional $4.95 
a month
Optional $4.95 
a month
Optional $4.95 
a month
Optional $4.95 
a month
Optional $4.95   
a month
No Details*
Benefits Plus® Discount Program Included Optional $3.95 
a month
Optional $3.95 
a month
Optional
 $3.95 
a month
Optional
 $3.95 
a month
Optional
 $3.95 
a month
Optional
$3.95
a month
No FREE

If you have overdraft privilege on your checking account...Did you OPT-IN? 
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, OPT-IN by calling an MBTC Call Center Representative at 570-966-1041 or 888-966-6282; stop in at a local branch to verbally authorize us; or if you're an online banking customer submit an online message.


Benefits Plus® Online Checking (Available August 1, 2016)

Discover all you're entitled to! An online checking account packaged with premium benefits available online only. No minimum balance required ($25 minimum deposit required to open the account.)

  • Full Access to Benefit's Plus® Discount Program
  • Complementary Bill Pay (limited to 20 monthly transactions)
  • Complementary – 5 foreign ATM transactions per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • Complementary - 1st order of checks (Specialty checks only)
  • $500 overdraft privilege available
  • E-statements Required
  • Monthly Service Fee $2.95

Online Checking (Accounts Opened as of August 1, 2016)

A FREE checking account packaged available online only. 
No minimum balance required ($25 minimum deposit required to open the account.)

  • No Minimum Balance or Annual Fee
  • No check or per item fees
  • FREE – 5 foreign ATM transactions per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • FREE - 1st order of checks (Specialty checks only)
  • $500 overdraft privilege available
  • E-statements Required

Free Checking
The checking account with optimal convenience and accessibility.
($25 minimum deposit required to open the account.)

  • No Minimum Balance or Annual Fee
  • No per check or per item fees
  • $500 overdraft privilege available
  • E-statements or $2.00/month  Paper Statements

Primary One Checking

A full featured traditional checking account.

  • No monthly service charge for customers maintaining one of the following:
    - monthly direct deposit  or $500 minimum balance
    - $1000 minimum balance in a MBTC savings account
  • 30 checks maximum per monthly cycle (.20¢ each over 30)
  • $500 overdraft privilege available
  • E-statements

Premiere One Checking
A FREE, interest earning checking account for customers 55 and older.
($25 minimum deposit required to open the account)

  • Competitive interest rate paid on all balances*
  • No minimum balance required 
  • No monthly service charge
  • No per check or per item fees
  • $1,000 overdraft privilege available
  • FREE Checks (Limited Styles)
  • Free stop payments (Limited)
  • E-Statements 
    - *Account Balance Tiers:
    - $0 - $4,999
    $5,000 - $49,999
    $50,000 or More

Student One Checking

A feature rich account for college or high school students.

  • No minimum balance requirement 
  • No monthly service fee or annual fee
  • FREE - First order of checks (Specialty Style Only)
  • FREE – 5 foreign ATM withdrawals per statement cycle ($1.50 per in excess. MBTC service fee waived only)
  • FREE – 5 checks processed per statement period ($0.50 per in excess)
  • UNLIMITED (FREE) Transactions - Point of sale, ATM, ACH, phone transfers, MBTC online transfers
  • E-statement Required

Value One Checking

A high value, full featured, interest earning checking account.
($25 minimum deposit required to open the account)

  • UNLIMITED (FREE) Transactions - Point of sale, ATM ACH, phone transfers, MBTC online transfers
  • Interest earned according to balance tiers*
  • No monthly service charge 
  • Minimum balance maintained of $1,000 per statement cycle. --- $5 service charge per month if balance falls below minimum. 
  • 30 checks allowed per monthly statement ($0.20 per in excess)
  • $1,000 overdraft privilege available
  • E-statements Available
    - *Account Balance Tiers: 
    - $0 - $4,999
    $5,000 - $49,999
    $50,000 or More
Money Market Account

Our Money Market Accounts pay a higher interest rate and have the convenience of limited check writing accessibility.

  • Interest compounded monthly. 
  • Free 6 withdrawals per statement cycle ($10 per in excess of 6) Only 3 withdrawals by check
  • Requires $2,500  minimum  balance to avoid monthly service charge.
  • $1,500 overdraft privilege available  

Money Market Premium Rate Account (Requires 2nd MBTC Checking Account)

A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability.  

  • Interest compounded monthly
  • FREE – 6 withdrawals, 3 may be checks, per statement cycle ($10 per in excess)
  • FREE Online Banking
  • FREE Internet Bill Pay (limited to 20 monthly transactions) from 2nd MBTC Checking Account
  • FREE Benefits Plus® Discount Program membership
  • E-statements  or $2.00/month  Paper Statements
  • Requires $5,000 minimum balance to avoid monthly service charge.
  • $1,500 overdraft privilege available 

Benefits Plus® Discount Program Membership 

Please contact your local office add this program to your current accounts.

  • May be added to any MBTC Checking Account 
  • Monthly Service Fee $3.95

For complete details Contact Us Now at any of our office locations , or call toll free 1-888-966-6282.