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At Mifflinburg Bank & Trust we offer short and long term loan products and services to our AG
customers. We have personalized service, flexible terms, and competitive rates. Loans are approved
quickly right here within our community. Our AG lenders will meet with you at your farm and at
your convenience. Mifflinburg Bank & Trust is your bank for superior customer service.


Agricultural/Commercial Line of Credit
Our agricultural line of credit is an open-ended loan providing the flexibility of borrowing and repayment to fit your seasonal credit needs.

  • Interest only payments
  • Monthly or quarterly billing of interest
  • Overdraft protection for a deposit account is available at your request
  • Up to 5 year term
  • Can be secured or unsecured

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Single Payment Agriculture Loan
Our single payment agriculture loans are interest only loans with principle due on or before maturity.

  • Interest payments monthly or quarterly
  • Single principle payment on or before maturity
  • Monthly or quarterly direct charge of interest payments is available from an
    MBTC checking or savings account

  • Unsecured

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AG Installment Loan
Our farm installment loans are shorter-term loans for purchasing farm equipment or breeding livestock, purchasing specialized farm equipment, farm improvements, real estate, or refinancing short term debt.

  • Fixed interest rate for term of the loan
  • Payment tailored to your cash flow
  • Direct charge of payments is available from an MBTC checking or savings account
  • Secured or unsecured loan available

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Adjustable Rate Mortgage (ARM)
Our adjustable rate farm mortgages are for 3, 5, 7, and 10 year terms for long term financing of major capital purchases, improvements, or refinancing of farm debt. Loan is secured by farm real estate.

  • Interest rate is protected from application to loan closing 
  • Loan terms to 25 years
  • One application fee
  • Loan amount up to 80% of the value of the farm
  • Payments tailored to your cash flow
  • Direct charge of payments is available from an MBTC checking or savings account

3 year ARM - 3 year fixed rate with rate adjustment every 3 years thereafter
5 year ARM - 5 year fixed rate with rate adjustment every 5 years thereafter
7 year ARM - 7 year fixed rate with annual rate adjustment thereafter
10 year ARM - 10 year fixed rate with annual rate adjustment thereafter

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