Mifflinburg Bank & Trust Company provides competitive interest rates to match your borrowing needs. A sampling of our available rates is outlined below. Please contact a Relationship Officer at a Branch Office near you. Our Loan Professionals will tailor a loan to fit your needs.

Rates are subject to change, please see our Loan Professionals for updated rates.

        In-House Home Mortgage Rates (Fixed & Adjustable)
Home Equity Mortgage Loans (fixed) / Home Equity Lines of Credit
Secondary Market Home Mortgage Rates
Automobile Loans

For details on these products and other loan issues, please feel free to contact our
                           Loan Department by calling 570-966-1041.

In-House Home Mortgage Rates                                            back to top

*APR = Annual Percentage Rate - Based on $100,000 loan.

** Must be 20% down payment or a maximum Loan to Value Ratio of 80% based appraised value.

Application fee includes: Appraisal report, Flood certification report, Credit report and Bank fee.  

Rates are effective as of the date listed above and are subject to change without notice. The rates presented include a 1/4% reduction for direct charge payment from a Mifflinburg Bank & Trust Company account.

¹APR

(1)   This option would require 36 monthly payments of $5.84 per $1,000 borrowed based upon a $100,000 loan.

(2)   This option would require 60 monthly payments of $5.99 per $1,000 borrowed based upon a $100,000 loan.

(3)   This option would require 84 monthly payments of $5.99 per $1,000 borrowed based upon a $100,000 loan.

(4)  This option would require 120 monthly payments of $6.15 per $1,000 borrowed followed by 240 payments of $ per $1,000 borrowed; Loan terms are up to 30 year amortization with the first 10 years at a fixed rate of interest and a 1 year adjustable rate after the first ten years.

For all adjustable rate loans: An adjustment of up to 2% per year (up or down)... 6% lifetime.  The loan floor is equal to the Direct Charge Rate.

Bi-weekly payments are available for fixed rate mortgages.

*Loan is subject to credit approval.  Applicant must meet credit approval criteria.

^15 Year Line of Credit - Adjusts Daily- New York prim floating

*APR = Annual Percentage Rate - Based on $10,000 loan.      

Rates are effective as of the date listed above and are subject to change without notice. The rates presented include a 1/4% reduction for direct charge payment from a Mifflinburg Bank & Trust Company account.

¹APR

(1)  This option would require 36 monthly payments of $30.42  per $1,000 borrowed based upon a $10,000 loan.

(2)  This option would require 60 monthly payments of $19.45  per $1,000 borrowed based upon a $10,000 loan.

(3)  This option would require 84 monthly payments of $14.85  per $1,000 borrowed based upon a $10,000 loan.

(4)  This option would require 120 monthly payments of $11.48  per $1,000 borrowed based upon a $10,000 loan.

(5)  Rate adjusts daily, New York prime floating

Credit Facility includes a 10 year draw period; remaining balance amortized over 5 years.

Bi-weekly payments are available for fixed rate mortgages.

Rates quoted are for qualified borrowers.

*Loan is subject to credit approval.  No fees if applicant meets credit approval criteria.

*Home Loans are available with as little as 5% with PMI (Private Mortgage Insurance) 

¹APR

(1)  This option would require 180 monthly payments of $8.53 per $1,000 borrowed.

(2)  This option would require 180 monthly payments of $8.12 per $1,000 borrowed.

(3)  This option would require 360 monthly payments of $6.42 per $1,000 borrowed.

(4)  This option would require 360 monthly payments of $6.01 per $1,000 borrowed.

New car Interest Rates starting at 7.375% - 60 months

Used car Interest Rates starting at 7.75% - 60 months