Mifflinburg Bank & Trust offers stable, safe investment opportunities that are FDIC insured*.  Earnings and accessibility vary by product term to meet your growth expectations.  To find our “Special Offers” click “Special Offers” or call 570-966-1041 or 888-966-MBTC (6282)  or call any Mifflinburg Bank & Trust office for current Certificate of Deposit rates and terms.        

Fixed Rate Certificate of Deposit - A savings vehicle rewarded with a higher fixed rate of interest for committing to a stated period of time. Usually a term between 6 and 60 months.

• $500 minimum deposit required (Special offers may vary)
• Interest rate fixed for the term of CD
• Option to compound the interest, transfer to a deposit account or receive the interest in the form of a check
• Automatically renewable
• Rates tiered to account balance
• Early withdrawal penalty. 12 month term or less-3 months interest on amount withdrawn. Over 12 month term-6 months interest on amount withdrawn.

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Variable Rate Certificate of Deposit - A higher interest yielding savings deposit account with the flexibility of accessing funds periodically.

• $500 minimum deposit required
• Interest rate varies quarterly, based on market conditions
• FREE - One withdrawal per calendar quarter. Excess withdrawals subject to penalty
• May make additional deposits to CD. Minimum deposit of $50
• Option to compound the interest, transfer interest to a deposit account or receive the interest in the form of a check
• Automatically renewable

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Jumbo Certificate of Deposit - A premium fixed rate, quoted upon request, for funds in the amount of $100,000 and more.

• $100,000 minimum deposit required
• Automatically renewable
• Option to compound the interest, transfer interest to a deposit account or receive the interest in the form of a check
• Early withdrawal penalty. 12 month term or less – 3 months interest on amount withdrawn.  Over 12 month term-6 months interest on amount withdrawn

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