Mifflinburg Bank & Trust offers stable, safe investment opportunities that are FDIC insured. Earnings and accessibility vary by product term to meet your growth expectations. To find our “Special Offers” click “Special Offers” or call 570-966-1041 or 888-966-MBTC (6282) or call any Mifflinburg Bank & Trust office for current Certificate of Deposit rates and terms.
| Fixed Rate Certificate of Deposit | Variable Rate Certificate of Deposit | Jumbo Certificate of Deposit | |
|---|---|---|---|
| Minimum Deposit | $500 | $500 | $100,000 |
| Automatically Renewable | Yes | Yes | Yes |
| Interest Rate | Fixed | Variable | Fixed |
| Early Withdrawal Penalty | Details | Details | Details |
| Interest Compounded | Available | Available | Available |
| Bonus Features | Details | Details | Details |
Fixed Rate Certificate of Deposit - A savings vehicle rewarded with a higher fixed rate of interest for committing to a stated period of time. Usually a term between 6 and 60 months.
- $500 minimum deposit required
- Interest rate fixed for the term of CD
- Option to compound the interest, transfer to a deposit account or receive the interest in the form of a check
- Automatically renewable
- Rates tiered to account balance
- Early withdrawal penalty. 12 month term or less-3 months interest on amount withdrawn. Over 12 month term-6 months interest on amount withdrawn.
Variable Rate Certificate of Deposit - A higher interest yielding savings deposit account with the flexibility of accessing funds periodically.
- $500 minimum deposit required
- Interest rate varies quarterly, based on market conditions
- FREE - One withdrawal per calendar quarter. Excess withdrawals subject to penalty
- May make additional deposits to CD. Minimum deposit of $50
- Option to compound the interest, transfer interest to a deposit account or receive the interest in the form of a check
- Automatically renewable
Jumbo Certificate of Deposit - A premium fixed rate quoted, upon request, for funds in the amount of $100,000 and more.
- $100,000 minimum deposit required
- Automatically renewable
- Option to compound the interest, transfer interest to a deposit account or receive the interest in the form of a check
- Early withdrawal penalty. 12 month term or less – 3 months interest on amount withdrawn. Over 12 month term-6 months interest on amount withdrawn
For complete details Contact Us Now, call a Customer Service Representative at any of our office locations, or call toll free 1-800-888-MBTC (6282).
