At Mifflinburg Bank & Trust we reward our 55-Plus customers by offering an interest-bearing free checking account with fringe benefits. For your comparison, listed below are our most popular checking accounts among our 55-Plus customers. Traveling and vacations are hassle-free with our convenient, easy access ATM/Debit cards, on-line banking and telephone banking services available 24/7.
| Online Checking |
Premiere One (Customers age 55 and older) |
Money Market Premium Rate | |
|---|---|---|---|
| Monthly Fees | No | No | Details |
| Interest Paid | No | Yes | Yes |
| ATM/Debit Card | Yes | Yes | Yes |
| Overdraft Privilege | Yes | Yes | No |
| Online Banking | Yes | Yes | Yes |
| Bill Pay via Online Banking | Yes | Yes | No |
| Bonus Features | Details | Details | Details |
FREE Services Included With Checking Accounts
- Debit/ATM Card
- Access to all Liberty Alliance ATM Machines
- Deposit Tickets (Select Styles)
- Direct Deposit
- Overdraft Privilege Available (Details)
- Overdraft Protection Available
- On-line Banking
- 24-Hour Automated Telephone Banking
- E-statements or Monthly Image Statements and Recordkeeping System
If you have overdraft privilege on your checking account...Did you OPT-IN?
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, opt-in by calling a MBTC Call Center Representative at 570-966-1041 or 888-966-6282; stop in at a local branch to verbally authorize us; or submit an online message (online banking customers only.)
Online Checking - A FREE checking account packaged with premium benefits available to online customers only.
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No minimum balance required ($25 minimum deposit required to open the account)
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No monthly service charge or annual fee
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No check or per item fees
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FREE Bill Pay (limited to 20 monthly transactions)
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FREE - 5 foreign ATM transactions per statement cycle ($1.50 per in excess. MBTC service fee waived only)
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FREE - 1st order of checks (blue specialty checks only)
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$300 overdraft privilege available
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E-statements
Premiere One Checking - A FREE, interest earning checking account for customers 55 and older.
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Competitive interest rate paid on all balances*
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No minimum balance required ($25 minimum deposit required to open the account)
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No monthly service charge
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No per check or per item fees
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$1,000 overdraft privilege available
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FREE Checks (Limited Styles)
*Account Balance Tiers:
Less than $5,000
$5,000 - $49,999
$50,000 or More
Money Market Premium Rate Account - A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability. CALL 570-966-1041 or 888-966-MBTC (6282) for current interest rates.
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Premium interest rate earned when 2nd checking account is opened and maintained
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Higher interest rate earned than our regular MMA account without a 2nd checking account
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Premium interest rate earned according to balance tiers*
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Interest compounded monthly
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No monthly service charge if minimum balance maintained of $5,000 per statement cycle. $15 charge per cycle if balance falls below $1,000. $10 charge per cycle if balance falls below $2,500 and is at least $1,000. $5 charge per cycle if balance falls below $5,000. and is at least $2,500.
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FREE-6 withdrawals, 3 may be by check, per statement cycle ($10 per in excess)
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FREE On-line Banking and FREE Bill Pay Service
* Account Balance Tiers:
$0 - $2,499
$2,500 - $4,999
$5,000 - or more
For complete details Contact Us Now at any of our office locations, or call toll free 1-888-966-MBTC (6282).
