At Mifflinburg Bank & Trust we reward our 55-Plus customers by offering an interest-bearing free checking account with fringe benefits. For your comparison, listed below are our most popular checking accounts among our 55-Plus customers. Traveling and vacations are hassle-free with our convenient, easy access ATM/Debit cards, on-line banking and telephone banking services available 24/7.
| Online Checking | Premiere One (Customers age 55 and older) |
Money Market Premium Rate | |
|---|---|---|---|
| Monthly Fees |
No |
No | Details |
| Interest Paid |
No |
Yes | Yes |
| ATM/Debit Card |
Yes |
Yes | Yes |
| Overdraft Privilege |
Yes |
Yes | No |
| Online Banking |
Yes |
Yes | Yes |
| Bill Pay via Online Banking |
Yes |
Yes | No |
| Bonus Features |
Details |
Details | Details |
FREE Services Included With Checking Accounts
- Debit/ATM Card
- Access to all Liberty Alliance ATM Machines
- Deposit Tickets (Select Styles)
- Direct Deposit
- Overdraft Privilege Available
- Overdraft Protection Available
- On-line Banking
- 24-Hour Automated Telephone Banking
- E-statements or Monthly Image Statements and Recordkeeping System
If you have overdraft privilege on your checking account...Did you OPT-IN?
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, opt-in by calling a MBTC Call Center Representative at 570-966-1041 or 888-966-6282; stop in at a local branch to verbally authorize us; or submit an online message (online banking customers only.)
Online Checking - A FREE checking account packaged with premium benefits available to online customers only.
- No minimum balance required ($25 minimum deposit required to open the account)
- No monthly service charge or annual fee
- No check or per item fees
- FREE Bill Pay (limited to 20 monthly transactions)
- FREE – 5 foreign ATM transactions per statement cycle ($1 per in excess. MBTC service fee waived only)
- FREE - 1st order of checks (blue specialty checks only)
- $300 overdraft privilege available
- E-statements
*Minimum opening deposit $25. Earn $15 to open the checking account with direct deposit. $10 for estatements. Bring us your old checks and debit card and earn $25. Appropriate amount will be credited when account is open and active for 90 days. Bonus will be reported as interest income for tax purposes. One $50 credit per household. Offer may be withdrawn without prior notice. Current customers who had a checking account with MBTC in the last 6 months are not eligible.
- No minimum balance required ($25 minimum deposit required to open the account)
- No monthly service charge or annual fee
- No check or per item fees
- FREE Bill Pay (limited to 20 monthly transactions)
- FREE – 5 foreign ATM transactions per statement cycle ($1 per in excess. MBTC service fee waived only)
- FREE - 1st order of checks (blue specialty checks only)
- $300 overdraft privilege available
- E-statements
*Minimum opening deposit $25. Earn $15 to open the checking account with direct deposit. $10 for estatements. Bring us your old checks and debit card and earn $25. Appropriate amount will be credited when account is open and active for 90 days. Bonus will be reported as interest income for tax purposes. One $50 credit per household. Offer may be withdrawn without prior notice. Current customers who had a checking account with MBTC in the last 6 months are not eligible.
Premiere One Checking - A FREE, interest earning checking account for customers 55 and older.
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Competitive interest rate paid on all balances*
-
No minimum balance required ($25 minimum deposit required to open the account)
-
No monthly service charge
-
No per check or per item fees
-
$1,000 overdraft privilege available
-
FREE Checks (Limited Styles)
*Account Balance Tiers:
Less than $5,000
$5,000 - $49,999
$50,000 or More
Money Market Premium Rate Account - A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability. CALL 570-966-1041 or 888-966-MBTC (6282) for current interest rates.
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Premium interest rate earned when 2nd checking account is opened and maintained
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Higher interest rate earned than our regular MMA account without a 2nd checking account
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Premium interest rate earned according to balance tiers*
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Interest compounded monthly
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No monthly service charge if minimum balance maintained of $5,000 per statement cycle. $15 charge per cycle if balance falls below $1,000. $10 charge per cycle if balance falls below $2,500 and is at least $1,000. $5 charge per cycle if balance falls below $5,000. and is at least $2,500.
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FREE-6 withdrawals, 3 may be by check, per statement cycle ($10 per in excess)
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FREE On-line Banking and FREE Bill Pay Service
* Account Balance Tiers:
$0 - $2,499
$2,500 - $4,999
$5,000 - or more
For complete details Contact Us Now at any of our office locations, or call toll free 1-888-966-MBTC (6282).
